This is a continuation of my January 7th post on new services to use in 2010.
Lala is for those of you out there who are music lovers. It’s also part of the movement towards non-native applications that operate in the cloud. So you may already have iTunes or Windows Media, which operates natively on your computer, so what’s the benefit of Lala? Not only can you stream songs from online (free for one-time plays or $0.10 to add a web song to your library) but you can also choose to download for another $0.79. Additionally, you can upload your computer’s existing music library to Lala and access it there. Finally, you can create playlists, follow other users’ playlists, embed your playlists on your blog, and the list goes on. Try out this Apple-acquired digital music app here!
Bing Cashback is a pretty sweet deal for online shoppers and dealhounds. Operated through the Bing search engine, this cashback program is similar to many others run by credit card companies (Citi) or banks (BofA) which give you small percentages of your purchase as cash back when you click through their site to reach the retailer’s site. (This is on top of the standard 1-2% that many rewards cards already offer). What makes Bing particularly useful is the high discount percentages that are often offered (up to 35% at certain stores), as well as the fact that that the threshold for redeeming is quite low ($5). I made a $50 purchase late in 2009 and received $10 cashback from Bing! On the downside, you have to wait 60 days before your rewards are available to be cashed out, but all in all, it’s a pretty good deal! Check out all the stores where you can get Bing cashback.
Mint.com is a personal finance site that aggregates all of your financial info in one place, enabling you to keep track of and analyze your income, expenses, investments, and debts easily. You can also set up monthly budgets and track spending, and view all of your financial info, including net worth, over time. Having just moved to New York in July, I have found this to be a very useful tool for me to track my finances in a new environment. One of the main things to check out with a service like this is security. You might wonder if this might put your financial data at risk, but visit Mint’s website to find out more about their robust security, which is the same as what the big banks use. Best of all, Mint is free!